customer
Commercial Bank
Credit organizations are divided into banks and non-bank credit organizations. The latter can only perform individual banking transactions.
A commercial bank is an organization created primarily for the accumulation of funds and placing them on its own behalf on the terms of repayment, urgency and payment. Continue reading
World banking systems
In world practice there are the following banking systems:
1) two-level: 1st level – Central Bank, 2nd level – commercial banks;
2) a decentralized banking system of the United States – the US Federal Reserve;
3) centralized state banking system of command economies (USSR and other former and present socialist countries). Continue reading
Banking services people need
The bank chose an evolutionary path of development and this model suits me as a consumer. New products appear, services become more convenient. A few years ago I became the owner of a privileged package of services, with pleasure I use some of its components. Points are accumulated on the bonus account, sometimes I buy something from the assortment of the loyalty program showcase.
To be honest, I can not think of a reason that could motivate me to make a decision on changing the bank. Continue reading
